Terms of Service for The Everyday Money Upgrade
Effective Date: November 16, 2025
Last Updated: November 16, 2025
1. Acceptance of Terms
Welcome to The Everyday Money Upgrade (“we,” “our,” or “us”). By accessing or using our website at theeverydaymoneyupgrade.com (the “Site”), you agree to be bound by these Terms of Service (“Terms”). If you do not agree to these Terms, please do not use our Site.
2. Description of Service
The Everyday Money Upgrade provides educational content, resources, and information related to personal finance, money management, savings strategies, and financial improvement. We may also offer digital products, including but not limited to eBooks, guides, and other downloadable content.
3. User Responsibilities
By using our Site, you agree to:
- Provide accurate and complete information when required
- Maintain the security of your account credentials (if applicable)
- Not use the Site for any illegal or unauthorized purpose
- Not interfere with or disrupt the Site or servers
- Not attempt to gain unauthorized access to any portion of the Site
4. Intellectual Property
All content on this Site, including but not limited to text, graphics, logos, images, audio clips, digital downloads, and software, is the property of The Everyday Money Upgrade or its content suppliers and is protected by United States and international copyright laws.
You may not reproduce, distribute, modify, create derivative works of, publicly display, publicly perform, republish, download, store, or transmit any of the material on our Site without our prior written consent.
5. Digital Products and Purchases
When you purchase digital products from us (such as eBooks or guides):
- All sales are final unless otherwise stated
- Digital products are for personal use only and may not be resold or redistributed
- We reserve the right to refuse service to anyone for any reason at any time
- Prices are subject to change without notice
6. Disclaimer of Warranties
THE SITE AND ALL CONTENT, PRODUCTS, AND SERVICES ARE PROVIDED “AS IS” AND “AS AVAILABLE” WITHOUT WARRANTIES OF ANY KIND, EITHER EXPRESS OR IMPLIED, INCLUDING BUT NOT LIMITED TO IMPLIED WARRANTIES OF MERCHANTABILITY, FITNESS FOR A PARTICULAR PURPOSE, OR NON-INFRINGEMENT.
We do not warrant that:
- The Site will be uninterrupted, timely, secure, or error-free
- The results obtained from using the Site will be accurate or reliable
- Any errors in the Site will be corrected
7. Financial Disclaimer
The information provided on this Site is for educational and informational purposes only and should not be construed as professional financial advice. We are not financial advisors, and the content on this Site does not constitute financial, investment, tax, or legal advice.
You should consult with a qualified financial professional before making any financial decisions. Any reliance you place on information from this Site is strictly at your own risk.
8. Limitation of Liability
TO THE FULLEST EXTENT PERMITTED BY LAW, THE EVERYDAY MONEY UPGRADE SHALL NOT BE LIABLE FOR ANY INDIRECT, INCIDENTAL, SPECIAL, CONSEQUENTIAL, OR PUNITIVE DAMAGES, OR ANY LOSS OF PROFITS OR REVENUES, WHETHER INCURRED DIRECTLY OR INDIRECTLY, OR ANY LOSS OF DATA, USE, GOODWILL, OR OTHER INTANGIBLE LOSSES RESULTING FROM:
- Your use or inability to use the Site
- Any unauthorized access to or use of our servers and/or any personal information stored therein
- Any interruption or cessation of transmission to or from the Site
- Any bugs, viruses, trojan horses, or the like that may be transmitted to or through the Site by any third party
9. Affiliate Links and Third-Party Content
Our Site may contain links to third-party websites or services that are not owned or controlled by The Everyday Money Upgrade. We have no control over, and assume no responsibility for, the content, privacy policies, or practices of any third-party websites or services.
Some links on our Site may be affiliate links, meaning we may earn a commission if you make a purchase through these links at no additional cost to you.
10. User-Generated Content
If you submit comments, feedback, or other content to our Site, you grant us a non-exclusive, royalty-free, perpetual, and worldwide license to use, reproduce, modify, and distribute such content in any media.
You represent and warrant that you own or have the necessary rights to the content you submit and that such content does not violate any third-party rights.
11. Indemnification
You agree to indemnify, defend, and hold harmless The Everyday Money Upgrade, its officers, directors, employees, agents, and affiliates from and against any claims, liabilities, damages, losses, and expenses, including reasonable attorneys’ fees, arising out of or in any way connected with your access to or use of the Site or your violation of these Terms.
12. Termination
We reserve the right to terminate or suspend your access to the Site immediately, without prior notice or liability, for any reason whatsoever, including without limitation if you breach these Terms.
13. Changes to Terms
We reserve the right to modify or replace these Terms at any time at our sole discretion. If a revision is material, we will provide at least 30 days’ notice prior to any new terms taking effect. What constitutes a material change will be determined at our sole discretion.
By continuing to access or use our Site after any revisions become effective, you agree to be bound by the revised terms.
14. Governing Law
These Terms shall be governed by and construed in accordance with the laws of the United States, without regard to its conflict of law provisions.
15. Contact Information
If you have any questions about these Terms of Service, please contact us at:
The Everyday Money Upgrade
Email: [email protected]
Website: https://theeverydaymoneyupgrade.com
16. Severability
If any provision of these Terms is found to be unenforceable or invalid, that provision will be limited or eliminated to the minimum extent necessary so that these Terms will otherwise remain in full force and effect.
17. Entire Agreement
These Terms constitute the entire agreement between you and The Everyday Money Upgrade regarding the use of the Site and supersede all prior agreements and understandings, whether written or oral.